FinTech in India: Potential and Issues - By Chandrakant Singh

Recently, the Prime Minister of India asked to “convert India’s fast fintech adoption, reflected in high volumes of UPI and other digital transactions, into a FinTech revolution that would help to achieve financial empowerment of every single citizen of this country”. However, at the same time he asked for robust fintech security innovation to secure the interest of people engaged in digital transactions.

Over the last two years, India has seen massive adoption of digital payment systems. This growth and expansion of the FinTech ecosystem in India have been aided by a number of factors, including the growing availability of smartphones, ....

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