Credit-Deposit Ratio
Recently, as per the Reserve Bank of India (RBI) data, the Credit-Deposit (CD) ratio of the Northern and Western Regions declined in 2022 while that of the North-Eastern, Eastern, Central and Southern Regions improved.
About Credit-Deposit (CD) Ratio
- It is the ratio of how much a bank lends out of the deposits it has mobilised.
- The credit-deposit ratio broadly means the ratio of assets and liabilities of the banks.
- It indicates how much of a bank's core funds are being used for lending, the main banking activity.
Implication
- The ratio helps in assessing a bank’s financial health.
- If the ratio ....
Do You Want to Read More?
Subscribe Now
To get access to detailed content
Already a Member? Login here
Take Annual Subscription and get the following Advantage
The annual members of the Civil Services Chronicle can read the monthly content of the magazine as well as the Chronicle magazine archives.
Readers can study all the material since 2018 of the Civil Services Chronicle monthly issue in the form of Chronicle magazine archives.
Economy Watch
- 1 RBI Increases Collateral-Free Agricultural Loan Limit
- 2 Parliamentary Committee Report on Agriculture Distress
- 3 RBI Committee on FREE-AI
- 4 State Finances: A Study of Budgets of 2024-25
- 5 55th Meeting of the GST Council
- 6 SEBI Widens Scope of Optional T+0 Rolling Settlement Cycle
- 7 Committee of Creditors
- 8 MuleHunter.AI: Combating the Issue of Mule Accounts
- 9 Annual Survey of Unincorporated Sector Enterprises, 2023-24
- 10 India-ADB Agreement under SMILE Program
