Financial Inclusion & Financial Literacy

NABARD All India Rural Financial Inclusion Survey 2016-17: Distribution of Households who took loan - 59 % only Institutional, 32 % - Only Non-Institutional and the rest were from both sources.

NSSO 70th Round Survey Results: At the all-India level, institutional and non-institutional sources of credit have almost identical shares (viz. 49 per cent and 51 per cent).

  • Amongst farmers who have accessed credit, 83 per cent of the total loans taken by large farmers are from institutional agencies, while around 60 per cent of marginal farmers’ loans are from institutional agencies.
  • Farmers in general, and small and marginal farmers in particular, ....
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