Measures to Reduce NPA’s

Government’s 4R’s strategy of recognition, resolution, recapitalisation and reforms, NPAs have since declined by Rs. by Rs 1.02 lakh crore to Rs 9.34 lakh crore in the 2018-19 fiscal.

Basic Input

Nonperforming Asset (NPA)

  • A nonperforming asset (NPA) refers to a classification for loans or advances that are in default or in arrears. A loan is in arrears when principal or interest payments are late or missed.
  • A loan is in default when the lender considers the loan agreement to be broken and the debtor is unable to meet his obligations.
  • NPAs can be classified as ....
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