Monetary Management and Financial Intermediation

Banking Sector

  • The performance of the banking sector, Public Sector Banks (PSBs) in particular, continued to be subdued in the current financial year.
  • The Gross Non-Performing Advances (GNPA) ratio of Scheduled Commercial Banks (SCBs) increased from 9.6% to 10.2% between March 2017 and September 2017, whereas, their Restructured Standard Advances (RSA) ratio declined from 2.5% to 2.0%.
  • The Stressed Advances (SA) ratio rose marginally from 12.1% to 12.2% during the same period.
  • GNPA ratio of PSBs increased from 12.5% to 13.5% between March and September 2017.
  • Stressed advances ratio of PSBs rose from 15.6% to 16.2% during the period.

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